You’ve probably heard that you can’t file for bankruptcy more than once. This isn’t true. [..]
Repossessions and Wage Garnishments
Knowledgeable South Jersey Bankruptcy Attorneys Help You Protect Your Assets
When creditors take money directly out of your paycheck through a wage garnishment, or repossess your vehicle or other property to pay down your debt, it can make your financial problems even worse. Fortunately, you may be able to stop wage garnishment and prevent the repossession of your property by filing for bankruptcy protection. Where bankruptcy is not your best option for protecting your interests, we can advise you about the availability of a loan modification to save your home.
At the law firm of Brenner Spiller & Archer, LLP, our New Jersey repossession attorneys have helped many of our clients stop wage garnishment and attachments and reclaim repossessed property. We are dedicated to resolving our clients’ financial problems through honest and knowledgeable legal service that meets their individual needs. For more than 30 years, we have helped clients overcome their debt and find a fresh financial future throughout Central and South Jersey.
Bankruptcy, Repossession and Wage Garnishments
After you file for a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, the bankruptcy judge will issue an automatic stay, which will stop any creditors from attempting to collect a debt. This includes repossession efforts. If your car has not already been resold, you may be able to get your vehicle back.
By filing for bankruptcy, you can also stop a wage garnishment or attachment. Depending on the type of garnishment and the circumstances of your situation, you may even be able to wipe out the wage garnishment completely and get reimbursed for income that was already garnished.
Once your payment plan has been approved in a Chapter 13 bankruptcy, you can keep yourself free of wage garnishments and repossession by successfully making the payments. Our attorneys can help you through the process of Chapter 7 or Chapter 13 bankruptcy as efficiently as possible, while protecting your rights the entire time.
Contact Our Attorneys to Stop Wage Garnishment
Wage garnishment and repossession actions can be stopped by filing for bankruptcy protection. Contact our New Jersey debt relief lawyers online or call us directly to schedule a free initial consultation to discuss your options.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.