Committed to Resolving Your Financial Problems
Experienced Chapter 7 and 13 Bankruptcy Lawyer in New Jersey
At the New Jersey law firm of Brenner, Brenner & Spiller, we provide legal counsel and representation to clients in bankruptcy and related matters. For more than 30 years, attorney Brad Spiller has helped individuals and their families find debt relief and a fresh financial start. He is now joined by attorney Janet Sozio in helping clients find financial relief. We remain committed to helping our clients discharge their debt, save their homes and restore their credit.
Chapter 7 Bankruptcy
For those who qualify and have a substantial amount of debt from credit cards and/or medical bills, filing for Chapter 7 bankruptcy can be an effective and efficient way to discharge those debts. If you are current on your mortgage payments, you can generally keep your home in a Chapter 7 bankruptcy. It usually does not take long to re-establish your credit after your debts have been discharged.
Visit our Chapter 7 Bankruptcy Information Center to learn more, or call our New Jersey Chapter 7 bankruptcy attorneys at 856-963-5000.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy is a great way to make your debt more manageable, while keeping your home. In a Chapter 13 bankruptcy, a repayment plan is created based on your income, debt and expenses, and you will make payments on that plan for a period of five years. Unlike Chapter 7 bankruptcy, income taxes are also eligible for Chapter 13 bankruptcy.
Visit our Chapter 13 Bankruptcy Information Center to learn more, or call our New Jersey Chapter 13 bankruptcy lawyers.
Matters Related to Bankruptcy
In addition to helping clients file for Chapter 7 or Chapter 13 bankruptcies, our firm also advises and helps clients on issues related to bankruptcy, including:
- Loan modification : we help clients understand how a Loan can be modified, and we negotiate loan modifications with mortgage companies.
- Mortgage lien stripping : you may be able to stop paying for a second or third mortgage or reduce your car loan
- Stopping foreclosure : bankruptcy is an option to stop foreclosure Sheriff sales and tax foreclosure/tax liens
- Repossessions and wage garnishments : bankruptcy can help you avoid repossession of your property, wage garnishment and license suspensions/surcharges
- Short sales : we determine whether selling your home outside of foreclosure is an option for you
Re-filing for bankruptcy : you might be eligible to file for a different type of bankruptcy or refile a dismissed case.
You may be able to keep your home, car and other property if you file for Chapter 7 or Chapter 13 bankruptcy. Contact us today at Brenner, Brenner & Spiller by calling 856-963-5000. Evening and weekend appointments are available, if necessary. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
