Helping Families for More Than 30 Years
New Jersey Chapter 7 and Chapter 13 Bankruptcy Attorneys
Sometimes it does not take much for responsible people and their families to experience serious financial difficulties. Medical bills, a job loss, a divorce or any other interruption in income can make it hard to make ends meet. As the bills pile up, it can be more and more difficult to see the light at the end of the tunnel. Fortunately, help is available.
Helping People Prevent Home Foreclosure and Deal With Other Debt
If you have a home in danger of a foreclosure, tax sale or sheriff sale, Brenner, Brenner & Spiller will do what is necessary to save your home. If you don't own your own home, but face debt related to credit cards, medical bills, among other things, we have the skills necessary to help you.
For more than 30 years, we have focused on helping families and individuals in New Jersey get out from under the burden of debt through consumer bankruptcy protection. Bankruptcy can be a good option for families and individuals who want to discharge their debt, save their home and restore their credit.
"Brad Spiller is a very good attorney, has helped me in the past and is now helping me again with another problem. He helped to make new law on my case. His fees are fair and are regulated by the court. I would highly recommend him for any bankruptcy problem." — Former bankruptcy client of Brenner, Brenner & Spiller
Learn More About Bankruptcy
When we represent and counsel clients facing these difficult issues, we focus on their entire financial situation, not just their bankruptcy. Our New Jersey bankruptcy lawyers can provide legal advice and options for a variety of issues surrounding bankruptcy, including:
- Chapter 7 bankruptcy : discharges most of your unsecured debt if you qualify financially
- Chapter 13 bankruptcy : allows you to establish a five year payment plan to pay back your debt
- Stopping foreclosure, sheriff sales and tax liens/tax foreclosure : bankruptcy can save your home
- Short sales : selling your home in a short sale is an option to avoid foreclosure
- Loan Modification : lowering mortgage payment by lowering interest or extending the loan - putting arrears at the end of the loan
- Repossessions and wage garnishments : we help stop repossession of your property and wage garnishment through bankruptcy
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License suspensions/surcharges : we help individuals who face license suspension because of fines and surcharges
For even more information, visit our Information Centers on Chapter 7 and Chapter 13 bankruptcies.
Loan Modification and Other Alternatives to Bankruptcy
If you face serious financial problems, but are not sure if bankruptcy is right for you, you should know there are alternatives to bankruptcy. For example, some creditors will allow you to modify your loan ("loan modification") by temporarily or permanently lowering your payment or putting your arrears on the back of the loan. We will sit down, examine your situation and determine if one of these alternatives is right for you.
Contact Brenner, Brenner & Spiller
With offices in Camden, Collingswood, Mt. Holly and Vineland, Southern New Jersey bankruptcy lawyers Brad Spiller, Janet Sozio and the law firm of Brenner, Brenner & Spiller are dedicated to resolving our clients' financial issues. We offer free initial consultations in order to sit down and talk with our prospective clients about their situations and their best options for success.
Contact us today by calling 856-963-5000. Evening and weekend appointments are available, if necessary. Se habla español.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
